Track easier,
refinance smarter.
Stay ahead with mortgage interest rate tracking and custom refinancing alerts.
Easy
Provide some details about your home mortgage, and we'll do the math to help you track the key benchmarks for your mortgage.
Relax
We monitor interest rates and analyze costs to let you know the best time to refinance for your goals.
Save
Unlock savings by refinancing your mortgage at the right time.
Why should I refinance my mortgage?
Refinancing your mortgage at the right time can help you achieve your goals and save money along the way. There are many variables that cater towards your specific situation, needs, and the right timing.
Lower interest rate
Even the smallest changes can potentially help you save on monthly payments and total costs
Change loan terms
Shorten your term to build equity faster or lengthen your term to lower monthly payments
Convert loan type
Whether you started with an adjustable-rate or a fixed-rate mortgage, you can switch to the other based on your needs
Access home equity
Major expenses and debt consolidation could be handled through your home equity instead of through private loans
Why should I use Should I Refinance Yet?
Knowing when to refinance your mortgage doesn't have to be complicated.
Find out instantly what your key interest rate benchmarks are
Receive updates on quarterly, monthly, or weekly-bases whether it's worth refinancing or not
Know what's happening with the market interest rates and what the trends are
Use our refinancing calculator to simulate various scenarios and see what your ideal situation looks like
See the breakeven point with closing costs, potential sell year, and other variables integrated into the calculation for accurate estimates
Don't miss your chance to save!
Mortgage rates fluctuate, and timing is key to maximizing your savings. Sign up to discover the best refinancing opportunities.
Basic
Free
- Quarterly Updates: Get comprehensive analysis and rate tracking four times a year.
- Refinancing Calculator: Use our refinancing calculator to assess your current mortgage situation
- Amortization Schedule: Understand your mortgage payment breakdown over time
Premium
$10
/year
- Weekly Updates: Stay ahead with detailed analysis and rate tracking every week.
- Refinancing Calculator: Use our refinancing calculator to assess your current mortgage situation
- Personalized Alerts: Custom notifications based on your specific mortgage and financial goals
- Amortization Schedule: Understand your mortgage payment breakdown over time
- Priority Support: Get fast, dedicated assistance whenever you need it