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Interest Rates

Start tracking rates

Track easier,
refinance smarter.

Stay ahead with mortgage interest rate tracking and custom refinancing alerts.

Easy

Tell us a few things about your current mortgage, and we'll do the math and share the key benchmarks to track.

Relax

We constantly monitor market interest rates and run cost benefit analysis to let you know exactly when it makes sense for you.

Why should I refinance my mortgage?

Refinancing your mortgage at the right time can help you achieve your goals and save money along the way. There are many variables that cater towards your specific situation, needs, and the right timing.

Lower interest rate

Even the smallest changes can potentially help you save on monthly payments and total costs

Change loan terms

Shorten your term to build equity faster or lengthen your term to lower monthly payments

Convert loan type

Whether you started with an adjustable-rate or a fixed-rate mortgage, you can switch to the other based on your needs

Access home equity

Major expenses and debt consolidation could be handled through your home equity instead of through private loans

Why should I use Should I Refinance Yet?

Knowing when to refinance your mortgage doesn't have to be complicated.

  • Find out instantly what your key interest rate benchmarks are

  • Receive updates on quarterly, monthly, or weekly-bases whether it's worth refinancing or not

  • Know what's happening with the market interest rates and what the trends are

  • Use our refinancing calculator to simulate various scenarios and see what your ideal situation looks like

  • See the breakeven point with closing costs, potential sell year, and other variables integrated into the calculation for accurate estimates

Should I Refinance Yet has you covered

Depending on your needs, you can choose how often you want to hear from us.

Quarterly

Free

  • Updates each quarter (4 times a year)
  • Market interest rate tracking
  • Refinancing assessment based on a cost benefit analysis

Monthly

$5

/mo

  • Updates each month (12 times a year)
  • Market interest rate tracking
  • Refinancing assessment based on a cost benefit analysis

Weekly

$10

/mo

  • Updates each week (52 times a year)
  • Market interest rate tracking
  • Refinancing assessment based on a cost benefit analysis

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