Blog

Learn how to decide between floating and locking refinance rates, what lock periods include, and the questions to ask before you commit.

A clear, practical guide to when a refinance rate buydown pays off, how to calculate break-even, and which borrowers benefit most.

Understand refinance requirements for self-employed homeowners, from tax returns to bank statement options.

Learn how to use a refinance break-even calculator, what inputs matter most, and how to decide if the savings justify the closing costs.

Curious about the proposed 50-year mortgage? Learn how a 50-year home loan works, what it was meant to solve, the pros and cons, and why housing experts warn it could actually worsen affordability.

Understand why mortgage lenders give estimated cash to close figures and why the final amount may shift before closing.

Discover five effective ways to remove private mortgage insurance (PMI) and reduce your monthly mortgage payments sooner.

Learn when private mortgage insurance is automatically cancelled and strategies to get rid of it sooner.

Explore 2025’s most innovative refinance options-from green energy incentives to flexible terms and digital-first applications. Discover smarter ways to save, invest, and adapt your mortgage today.

Understand the pros, cons, and key differences between fixed-rate, ARM, FHA, and VA mortgages to choose the right home loan for your needs.