Overview

Refinance Interest Rates

Discover the latest mortgage interest rates to make informed decisions about your home refinancing.

Interest Rates

15-Year Fixed

5.96%from 5.92% last month

0.04%

30-Year Fixed

6.81%from 6.81% last month

0.00%

30-Year Fixed Jumbo

6.95%from 6.96% last month

-0.02%

Interest Rate Over Time

Historical Mortgage Interest Rates04/01/202307/01/202310/01/202301/01/202404/01/202407/01/202410/01/202401/01/202504/01/20255%5.5%6%6.5%7%7.5%8%30-Year Fixed Mortgage Interest Rate15-Year Fixed Mortgage Interest Rate

Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States [MORTGAGE30US], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/MORTGAGE30US

Freddie Mac, 15-Year Fixed Rate Mortgage Average in the United States [MORTGAGE15US], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/MORTGAGE15US

Compare today's mortgage rates

Showing results for: 15-Year Fixed and 30-Year Fixed refinance offers for Single Family or Townhome properties in VA, total loan amount of $228,000.

Lender
APR
Monthly Payment
Rate
Advantage Lending logoNMLS #2592312
5.371%
15-Year Fixed
$1,818
Fees & Points: $3,705Includes 1.625 Points ($3,705)
5.125%
Beeline Loans, Inc. logoNMLS #1799947
5.733%
15-Year Fixed
$1,862
Fees & Points: $3,609Includes 1.583 Points ($3,609)
5.490%
Agave Home Loans logoNMLS #1951574
5.909%
15-Year Fixed
$1,879
Fees & Points: $4,377Includes 1.833 Points ($4,179)
5.625%
Green Lending, LLC logoNMLS #2598612
6.055%
30-Year Fixed
$1,349
Fees & Points: $4,665Includes 1.603 Points ($3,655)
5.875%
Go Mortgage logoNMLS #1018
6.150%
15-Year Fixed
$1,894
Fees & Points: $5,917Includes 1.940 Points ($4,423)
5.750%
Advantage Lending logoNMLS #2592312
6.163%
30-Year Fixed
$1,367
Fees & Points: $3,990Includes 1.750 Points ($3,990)
6.000%
Sebonic logoNMLS #66247
6.163%
15-Year Fixed
$1,909
Fees & Points: $4,241Includes 1.860 Points ($4,241)
5.875%
PenFed Credit Union logoNMLS #401822
6.359%
30-Year Fixed
$1,386
Fees & Points: $5,700Includes 1.500 Points ($3,420)
6.125%
Sebonic logoNMLS #66247
6.426%
30-Year Fixed
$1,404
Fees & Points: $4,252Includes 1.865 Points ($4,252)
6.250%
Go Mortgage logoNMLS #1018
6.475%
30-Year Fixed
$1,404
Fees & Points: $5,457Includes 1.738 Points ($3,963)
6.250%
Beeline Loans, Inc. logoNMLS #1799947
6.625%
30-Year Fixed
$1,460
Fees & Points: $0Includes 0.000 Points ($0)
6.625%
Agave Home Loans logoNMLS #1951574
6.661%
30-Year Fixed
$1,442
Fees & Points: $4,010Includes 1.672 Points ($3,812)
6.500%
Green Lending, LLC logoNMLS #2598612
6.844%
15-Year Fixed
$1,985
Fees & Points: $5,335Includes 1.897 Points ($4,325)
6.490%
PenFed Credit Union logoNMLS #401822
7.658%
15-Year Fixed
$2,098
Fees & Points: $3,990Includes 0.750 Points ($1,710)
7.375%
ICB

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Rates and fees are estimates and subject to change without notice. Payments do not include taxes and insurance premiums. Actual payments may be higher. Not all lenders participate in this marketplace. Loan availability and terms may vary by state and lender. Lender offers, including badges like “Lowest APR” or “Lowest Payment,” are based only on results displayed here and may not reflect the absolute lowest offer available in the market. Rate and product details



© Should I Refinance Yet 2025. All rights reserved

When you visit or interact with our sites, services or tools, we or our authorized service providers may use cookies for storing information to help provide you with a better, faster and safer experience and for marketing purposes.